Team Handicap is derived from the sum of the two participant's handicaps, with the difference between the two not to exceed 10 strokes.

For example: A team with a 2 and a 20 would be adjusted to a 2 and a 12 (10 strokes difference towards the lower index), for a team handicap of 14.

If any player is not an official member of the MUGT, they must provide a verifiable handicap, i.e., USGA or GIHN card.